1. The materials on this Website (the "Site") are provided by SMI AGENCY ("SMI AGENCY") as a service to its shareholders, customers, employees and other interested persons and may be used for informational, non-commercial purposes only. You should assume that everything you see or read on the Site is copyrighted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the express written permission of SMI AGENCY. SMI AGENCY neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with SMI AGENCY.
 

2.While SMI AGENCY uses reasonable efforts to include accurate and up-to-date information in the Site, SMI AGENCY makes no warranties or representations as to its accuracy. SMI AGENCY assumes no liability or responsibility for any errors or omissions in the content of the Site.
 

3. Your use of and browsing in the Site are entirely at your risk. Neither SMI AGENCY, any of its affiliates, agencies, nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. SMI AGENCY also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site. In addition, you expressly acknowledge and agree that SMI AGENCY is not liable or responsible for any defamatory, offensive or illegal conduct of third parties.
 

4. Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post becomes the property of SMI AGENCY or its affiliates and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, SMI AGENCY is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

5. Images of people or places displayed on the Site are either the property of, or used with permission by, SMI AGENCY. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
 

6. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and common law Trademarks of SMI AGENCY and others. Nothing contained on the Site should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of SMI AGENCY or such third party that may own the Trademarks displayed on the Site. Your use of the Trademarks displayed on the Site, or any other content on the Site, is strictly prohibited. You are also advised that SMI AGENCY will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.
 

7. SMI AGENCY has not reviewed any or all of the sites linked to the Site and is not responsible for the content of any off-site pages or any other sites linked to the Site. Your linking to the Site, off-site pages or other sites is at your own risk and without the permission of SMI AGENCY.
 

8. Although SMI AGENCY may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SMI AGENCY is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. SMI AGENCY will fully cooperate with any law enforcement authorities or court order requesting or directing SMI AGENCY to disclose the identity of anyone posting any such information or materials.
 

9. The software and technical data on this website is subject to the laws, regulations, orders or other restrictions regarding import to, and export and re-export from, various countries, including export and re-export restrictions that may be imposed by applicable laws of the United States.

By downloading or accessing software or technical data, you are agreeing not to import, export or re-export, either directly or indirectly (including transmission and shipment) except in accordance with all applicable laws, and you are accepting responsibility to determine what is necessary to assure such compliance. In particular, but without limitation, you agree not to export, re-export or provide the software or technical data: (i) to, or to a national or resident of Cuba, Iraq , Iran, Sudan, Libya, Syria, North Korea, or to any other country embargoed or restricted by the U.S. (This list of countries is current as of July 2002 but is subject to change), (ii) to anyone on the U.S. Commerce Department's Table of Denial Orders or the U.S. Department of Treasury's Specially Designated Nationals Lists, or (iii) to any person or entity who has been prohibited from participating in U.S. export transactions by any agency of the U.S. Government.

You are also agreeing not to download, transfer, export or re-export SMI AGENCY products, technology or software to your customers or any intermediate entity in the chain of supply if our products will be used in the design, development, production, stockpiling or use of missiles, chemical or biological weapons or for nuclear end uses, without obtaining prior authorization from the U.S. Government.
 

10. SMI AGENCY may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.

The software and services provided herein by SMI AGENCY are protected by one or more patents pending. SMI AGENCY and the SMI AGENCY logo are registered trademarks of SMI AGENCY. SMI AGENCY is an equal opportunity employer and values the diversity of its people.
 

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